9	14	Xerox	Xerox	NNP
15	20	Corp.	Corp.	NNP
21	24	has	have	VBZ
25	29	told	tell	VBN
30	39	employees	employee	NNS
40	42	in	in	IN
43	46	its	its	PRP$
47	51	Crum	Crum	NNP
52	53	&	&	CC
54	61	Forster	Forster	NNP
62	70	personal	personal	JJ
71	80	insurance	insurance	NN
81	91	operations	operation	NNS
92	96	that	that	IN
97	99	it	it	PRP
100	102	is	be	VBZ
103	109	laying	lay	VBG
110	113	off	off	RP
114	119	about	about	IN
120	123	300	300	CD
124	130	people	people	NNS
130	131	,	,	,
132	134	or	or	CC
135	137	25	25	CD
137	138	%	%	NN
139	141	of	of	IN
142	145	the	the	DT
146	151	staff	staff	NN
151	152	.	.	.

155	156	A	a	DT
157	168	spokeswoman	spokeswoman	NN
169	172	for	for	IN
173	177	Crum	Crum	NNP
178	179	&	&	CC
180	187	Forster	Forster	NNP
188	192	said	say	VBD
193	202	employees	employee	NNS
203	207	were	be	VBD
208	212	told	tell	VBN
213	218	early	early	RB
219	223	this	this	DT
224	228	week	week	NN
229	233	that	that	IN
234	242	numerous	numerous	JJ
243	248	staff	staff	NN
249	258	functions	function	NNS
259	262	for	for	IN
263	266	the	the	DT
267	275	personal	personal	JJ
276	285	insurance	insurance	NN
286	291	lines	line	NNS
292	296	were	be	VBD
297	302	going	go	VBG
303	305	to	to	TO
306	308	be	be	VB
309	320	centralized	centralize	VBN
321	323	as	as	IN
324	325	a	a	DT
326	338	cost-cutting	cost-cutting	JJ
339	343	move	move	NN
343	344	.	.	.

347	350	She	she	PRP
351	355	said	say	VBD
356	359	the	the	DT
360	364	move	move	NN
365	370	would	would	MD
371	377	result	result	VB
378	380	in	in	IN
381	382	a	a	DT
383	392	after-tax	after-tax	JJ
393	399	charge	charge	NN
400	402	of	of	IN
403	407	less	less	JJR
408	412	than	than	IN
413	414	$	$	$
414	415	4	4	CD
416	423	million	million	CD
424	426	to	to	TO
427	429	be	be	VB
430	436	spread	spread	VBN
437	441	over	over	IN
442	445	the	the	DT
446	450	next	next	JJ
451	456	three	three	CD
457	465	quarters	quarter	NNS
465	466	.	.	.

467	469	By	by	IN
470	480	comparison	comparison	NN
480	481	,	,	,
482	485	for	for	IN
486	489	the	the	DT
490	495	first	first	JJ
496	500	nine	nine	CD
501	507	months	month	NNS
507	508	,	,	,
509	514	Xerox	Xerox	NNP
515	521	earned	earn	VBD
522	523	$	$	$
523	526	492	492	CD
527	534	million	million	CD
534	535	,	,	,
536	538	or	or	CC
539	540	$	$	$
540	544	4.55	4.55	CD
545	546	a	a	DT
547	552	share	share	NN
552	553	,	,	,
554	556	on	on	IN
557	564	revenue	revenue	NN
565	567	of	of	IN
568	569	$	$	$
569	574	12.97	12.97	CD
575	582	billion	billion	CD
582	583	.	.	.

586	594	Earnings	earning	NNS
595	597	at	at	IN
598	603	Xerox	Xerox	NNP
603	605	’s	's	POS
606	624	financial-services	financial-service	NNS
625	635	operations	operation	NNS
636	644	actually	actually	RB
645	649	rose	rise	VBD
650	658	slightly	slightly	RB
658	659	,	,	,
660	663	but	but	CC
664	668	that	that	DT
669	672	was	be	VBD
673	680	largely	largely	RB
681	688	because	because	IN
689	696	capital	capital	NN
697	702	gains	gain	NNS
703	705	at	at	IN
706	710	Crum	Crum	NNP
711	712	&	&	CC
713	720	Forster	Forster	NNP
721	727	offset	offset	VBD
728	737	Hurricane	Hurricane	NNP
738	742	Hugo	Hugo	NNP
743	751	payments	payment	NNS
752	755	and	and	CC
756	759	the	the	DT
760	768	reserves	reserve	NNS
769	772	set	set	VBD
773	775	up	up	RP
776	778	to	to	TO
779	784	cover	cover	VB
785	791	future	future	JJ
792	800	payments	payment	NNS
800	801	.	.	.

804	821	Property/casualty	property/casualty	NN
822	831	insurance	insurance	NN
832	835	has	have	VBZ
836	840	been	be	VBN
841	842	a	a	DT
843	848	tough	tough	JJ
849	857	business	business	NN
858	860	in	in	IN
861	867	recent	recent	JJ
868	876	quarters	quarter	NNS
876	877	,	,	,
878	880	as	as	IN
881	888	pricing	pricing	NN
889	892	has	have	VBZ
893	897	been	be	VBN
898	907	cutthroat	cutthroat	JJ
908	911	and	and	CC
912	919	natural	natural	JJ
920	929	disasters	disaster	NNS
930	934	such	such	JJ
935	937	as	as	IN
938	947	Hurricane	Hurricane	NNP
948	952	Hugo	Hugo	NNP
953	956	and	and	CC
957	960	the	the	DT
961	971	California	California	NNP
972	982	earthquake	earthquake	NN
983	987	have	have	VBP
988	996	resulted	result	VBN
997	999	in	in	IN
1000	1004	huge	huge	JJ
1005	1013	payments	payment	NNS
1013	1014	.	.	.