9	18	Travelers	Traveler	NNP
19	24	Corp.	Corp.	NNP
25	26	‘	`	``
26	27	s	s	VBZ
28	41	third-quarter	third-quarter	JJ
42	45	net	net	JJ
46	52	income	income	NN
53	57	rose	rise	VBD
58	60	11	11	CD
60	61	%	%	NN
61	62	,	,	,
63	67	even	even	RB
68	74	though	though	IN
75	81	claims	claim	NNS
82	90	stemming	stem	VBG
91	95	from	from	IN
96	105	Hurricane	Hurricane	NNP
106	110	Hugo	Hugo	NNP
111	118	reduced	reduce	VBD
119	126	results	result	NNS
127	128	$	$	$
128	130	40	40	CD
131	138	million	million	CD
138	139	.	.	.

142	145	Net	net	NN
146	154	advanced	advance	VBD
155	157	to	to	TO
158	159	$	$	$
159	163	94.2	94.2	CD
164	171	million	million	CD
171	172	,	,	,
173	175	or	or	CC
176	178	89	89	CD
179	184	cents	cent	NNS
185	186	a	a	DT
187	192	share	share	NN
192	193	,	,	,
194	198	from	from	IN
199	200	$	$	$
200	202	85	85	CD
203	210	million	million	CD
210	211	,	,	,
212	214	or	or	CC
215	217	83	83	CD
218	223	cents	cent	NNS
224	225	a	a	DT
226	231	share	share	NN
231	232	,	,	,
233	242	including	include	VBG
243	246	net	net	JJ
247	255	realized	realize	VBN
256	266	investment	investment	NN
267	272	gains	gain	NNS
273	275	of	of	IN
276	277	$	$	$
277	279	31	31	CD
280	287	million	million	CD
287	288	,	,	,
289	291	up	up	RB
292	296	from	from	IN
297	298	$	$	$
298	300	10	10	CD
301	308	million	million	CD
309	310	a	a	DT
311	315	year	year	NN
316	319	ago	ago	RB
319	320	.	.	.

321	324	But	but	CC
325	332	revenue	revenue	NN
333	341	declined	decline	VBD
342	344	to	to	TO
345	346	$	$	$
346	347	3	3	CD
348	355	billion	billion	CD
356	360	from	from	IN
361	362	$	$	$
362	365	3.2	3.2	CD
366	373	billion	billion	CD
373	374	.	.	.

377	386	Travelers	Traveler	NNP
387	396	estimated	estimate	VBD
397	401	that	that	IN
402	405	the	the	DT
406	416	California	California	NNP
417	427	earthquake	earthquake	NN
428	432	last	last	JJ
433	438	month	month	NN
439	443	will	will	MD
444	450	result	result	VB
451	453	in	in	IN
454	455	a	a	DT
456	470	fourth-quarter	fourth-quarter	JJ
471	478	pre-tax	pre-tax	JJ
479	485	charge	charge	NN
486	488	of	of	IN
489	493	less	less	JJR
494	498	than	than	IN
499	500	$	$	$
500	502	10	10	CD
503	510	million	million	CD
510	511	.	.	.

514	517	The	the	DT
518	525	insurer	insurer	NN
525	527	’s	's	POS
528	536	earnings	earning	NNS
537	541	from	from	IN
542	552	commercial	commercial	JJ
553	570	property/casualty	property/casualty	NN
571	576	lines	line	NNS
577	581	fell	fall	VBD
582	584	59	59	CD
584	585	%	%	NN
586	588	in	in	IN
589	592	the	the	DT
593	599	latest	late	JJS
600	607	quarter	quarter	NN
607	608	,	,	,
609	614	while	while	IN
615	617	it	it	PRP
618	622	lost	lose	VBD
623	624	$	$	$
624	627	7.2	7.2	CD
628	635	million	million	CD
636	638	in	in	IN
639	642	its	its	PRP$
643	651	personal	personal	JJ
652	669	property/casualty	property/casualty	NN
670	678	business	business	NN
678	679	,	,	,
680	688	compared	compare	VBN
689	693	with	with	IN
694	702	earnings	earning	NNS
703	705	of	of	IN
706	707	$	$	$
707	710	6.1	6.1	CD
711	718	million	million	CD
719	720	a	a	DT
721	725	year	year	NN
726	729	ago	ago	RB
729	730	.	.	.

733	742	Travelers	Travelers	NNP
742	744	’s	's	POS
745	753	employee	employee	NN
754	762	benefits	benefit	NNS
763	768	group	group	NN
768	769	,	,	,
770	775	which	which	WDT
776	784	includes	include	VBZ
785	788	its	its	PRP$
789	794	group	group	NN
795	801	health	health	NN
802	811	insurance	insurance	NN
812	822	operations	operation	NNS
822	823	,	,	,
824	830	posted	post	VBD
831	839	earnings	earning	NNS
840	842	of	of	IN
843	844	$	$	$
844	846	24	24	CD
847	854	million	million	CD
854	855	,	,	,
856	864	compared	compare	VBN
865	869	with	with	IN
870	871	a	a	DT
872	876	loss	loss	NN
877	879	of	of	IN
880	881	$	$	$
881	882	3	3	CD
883	890	million	million	CD
891	895	last	last	JJ
896	900	year	year	NN
900	901	.	.	.

904	906	In	in	IN
907	910	the	the	DT
911	916	first	first	JJ
917	921	nine	nine	CD
922	928	months	month	NNS
928	929	,	,	,
930	933	net	net	NN
934	937	was	be	VBD
938	939	$	$	$
939	942	306	306	CD
943	950	million	million	CD
950	951	,	,	,
952	960	compared	compare	VBN
961	965	with	with	IN
966	967	a	a	DT
968	972	loss	loss	NN
973	975	of	of	IN
976	977	$	$	$
977	980	195	195	CD
981	988	million	million	CD
989	991	in	in	IN
992	995	the	the	DT
996	1000	1988	1988	CD
1001	1007	period	period	NN
1007	1008	.	.	.

1009	1012	The	the	DT
1013	1021	year-ago	year-ago	JJ
1022	1029	results	result	NNS
1030	1038	included	include	VBD
1039	1040	a	a	DT
1041	1042	$	$	$
1042	1045	415	415	CD
1046	1053	million	million	CD
1054	1060	charge	charge	NN
1061	1063	in	in	IN
1064	1067	the	the	DT
1068	1072	1988	1988	CD
1073	1079	second	second	JJ
1080	1087	quarter	quarter	NN
1088	1091	for	for	IN
1092	1107	underperforming	underperforme	VBG
1108	1112	real	real	JJ
1113	1119	estate	estate	NN
1120	1123	and	and	CC
1124	1132	mortgage	mortgage	NN
1133	1138	loans	loan	NNS
1138	1139	.	.	.