9	18	Crossland	Crossland	NNP
19	26	Savings	Saving	NNP
27	31	Bank	Bank	NNP
31	33	’s	's	POS
34	39	stock	stock	NN
40	49	plummeted	plummet	VBD
50	55	after	after	IN
56	66	management	management	NN
67	78	recommended	recommend	VBD
79	80	a	a	DT
81	91	suspension	suspension	NN
92	94	of	of	IN
95	103	dividend	dividend	NN
104	112	payments	payment	NNS
113	115	on	on	IN
116	120	both	both	CC
121	124	its	its	PRP$
125	131	common	common	JJ
132	135	and	and	CC
136	145	preferred	preferred	JJ
146	151	stock	stock	NN
152	159	because	because	IN
160	169	Crossland	Crossland	NNP
170	173	may	may	MD
174	177	not	not	RB
178	182	meet	meet	VB
183	186	the	the	DT
187	190	new	new	JJ
191	201	government	government	NN
202	209	capital	capital	NN
210	218	criteria	criterion	NNS
219	228	effective	effective	JJ
229	233	Dec.	Dec.	NNP
234	235	7	7	CD
235	236	.	.	.

239	241	In	in	IN
242	251	composite	composite	JJ
252	259	trading	trading	NN
260	262	on	on	IN
263	266	the	the	DT
267	270	New	New	NNP
271	275	York	York	NNP
276	281	Stock	Stock	NNP
282	290	Exchange	Exchange	NNP
291	297	Friday	Friday	NNP
297	298	,	,	,
299	308	Crossland	Crossland	NNP
309	315	closed	close	VBD
316	318	at	at	IN
319	320	$	$	$
320	324	5.25	5.25	CD
324	325	,	,	,
326	330	down	down	RB
331	332	$	$	$
332	337	1.875	1.875	CD
337	338	,	,	,
339	340	a	a	DT
341	343	26	26	CD
343	344	%	%	NN
345	352	decline	decline	NN
352	353	.	.	.

356	357	A	a	DT
358	367	spokesman	spokesman	NN
368	372	said	say	VBD
373	376	the	the	DT
377	384	savings	saving	NNS
385	389	bank	bank	NN
390	393	may	may	MD
394	397	not	not	RB
398	405	qualify	qualify	VB
406	409	for	for	IN
410	413	the	the	DT
414	421	capital	capital	NN
422	434	requirements	requirement	NNS
435	442	because	because	IN
442	443	,	,	,
444	449	under	under	IN
450	453	the	the	DT
454	462	proposed	propose	VBN
463	473	guidelines	guideline	NNS
473	474	,	,	,
475	478	its	its	PRP$
479	480	$	$	$
480	483	380	380	CD
484	491	million	million	CD
492	494	of	of	IN
495	504	preferred	prefer	VBN
505	510	stock	stock	NN
511	515	does	do	VBZ
515	518	n’t	n't	RB
519	523	meet	meet	VB
524	527	the	the	DT
528	529	“	``	``
529	533	core	core	NN
534	541	capital	capital	NN
541	542	”	''	''
543	551	criteria	criterion	NNS
552	560	outlined	outline	VBN
561	566	under	under	IN
567	570	the	the	DT
571	574	new	new	JJ
575	584	Financial	Financial	NNP
585	597	Institutions	Institution	NNPS
598	604	Reform	Reform	NNP
604	605	,	,	,
606	614	Recovery	Recovery	NNP
615	618	and	and	CC
619	630	Enforcement	Enforcement	NNP
631	634	Act	Act	NNP
635	637	of	of	IN
638	642	1989	1989	CD
642	643	.	.	.

644	646	He	he	PRP
647	652	added	add	VBD
653	657	that	that	IN
658	663	final	final	JJ
664	674	guidelines	guideline	NNS
675	677	to	to	TO
678	680	be	be	VB
681	690	published	publish	VBN
691	693	in	in	IN
694	699	early	early	JJ
700	708	November	November	NNP
709	713	will	will	MD
714	723	determine	determine	VB
724	731	whether	whether	IN
732	735	the	the	DT
736	740	bank	bank	NN
741	743	is	be	VBZ
744	746	in	in	IN
747	757	compliance	compliance	NN
757	758	.	.	.

761	770	Crossland	Crossland	NNP
771	775	said	say	VBD
776	778	it	it	PRP
779	787	retained	retain	VBD
788	793	three	three	CD
794	804	investment	investment	NN
805	812	bankers	banker	NNS
813	815	to	to	TO
816	822	assist	assist	VB
823	825	it	it	PRP
826	828	in	in	IN
829	839	developing	develop	VBG
840	843	and	and	CC
844	856	implementing	implement	VBG
857	858	a	a	DT
859	868	financial	financial	JJ
869	882	restructuring	restructuring	NN
883	887	plan	plan	NN
887	888	.	.	.

889	891	It	it	PRP
892	897	would	would	MD
897	900	n’t	n't	RB
901	909	identify	identify	VB
910	913	the	the	DT
914	921	bankers	banker	NNS
921	922	.	.	.

925	937	Additionally	additionally	RB
937	938	,	,	,
939	948	Crossland	Crossland	NNP
949	957	reported	report	VBD
958	959	a	a	DT
960	973	third-quarter	third-quarter	JJ
974	978	loss	loss	NN
979	981	of	of	IN
982	983	$	$	$
983	988	175.5	175.5	CD
989	996	million	million	CD
996	997	,	,	,
998	1000	or	or	CC
1001	1002	$	$	$
1002	1007	13.44	13.44	CD
1008	1009	a	a	DT
1010	1015	share	share	NN
1015	1016	,	,	,
1017	1025	compared	compare	VBN
1026	1030	with	with	IN
1031	1034	net	net	JJ
1035	1041	income	income	NN
1042	1044	of	of	IN
1045	1046	$	$	$
1046	1050	27.1	27.1	CD
1051	1058	million	million	CD
1058	1059	,	,	,
1060	1062	or	or	CC
1063	1064	$	$	$
1064	1068	1.16	1.16	CD
1069	1070	a	a	DT
1071	1076	share	share	NN
1076	1077	,	,	,
1078	1079	a	a	DT
1080	1084	year	year	NN
1085	1088	ago	ago	RB
1088	1089	.	.	.

1090	1091	A	a	DT
1092	1097	major	major	JJ
1098	1104	factor	factor	NN
1105	1107	in	in	IN
1108	1111	the	the	DT
1112	1125	third-quarter	third-quarter	JJ
1126	1130	loss	loss	NN
1131	1134	was	be	VBD
1135	1138	the	the	DT
1139	1149	write-down	write-down	NN
1150	1152	of	of	IN
1153	1154	$	$	$
1154	1159	143.6	143.6	CD
1160	1167	million	million	CD
1168	1170	of	of	IN
1171	1179	goodwill	goodwill	NN
1179	1180	.	.	.

1183	1186	The	the	DT
1187	1196	spokesman	spokesman	NN
1197	1201	said	say	VBD
1202	1206	that	that	IN
1207	1210	the	the	DT
1211	1219	proposed	propose	VBN
1220	1230	guidelines	guideline	NNS
1231	1237	caused	cause	VBD
1238	1247	Crossland	Crossland	NNP
1248	1250	to	to	TO
1251	1257	revise	revise	VB
1258	1261	its	its	PRP$
1262	1270	business	business	NN
1271	1281	objectives	objective	NNS
1282	1285	and	and	CC
1285	1286	,	,	,
1287	1299	consequently	consequently	RB
1299	1300	,	,	,
1301	1303	to	to	TO
1304	1309	write	write	VB
1310	1314	down	down	RP
1315	1318	the	the	DT
1319	1324	asset	asset	NN
1325	1330	value	value	NN
1331	1333	of	of	IN
1334	1338	some	some	DT
1339	1347	previous	previous	JJ
1348	1360	acquisitions	acquisition	NNS
1360	1361	.	.	.

1362	1371	Crossland	Crossland	NNP
1372	1380	recorded	record	VBD
1381	1383	an	an	DT
1384	1394	additional	additional	JJ
1395	1396	$	$	$
1396	1398	20	20	CD
1399	1406	million	million	CD
1407	1409	in	in	IN
1410	1414	loan	loan	NN
1415	1419	loss	loss	NN
1420	1428	reserves	reserve	NNS
1429	1431	in	in	IN
1432	1435	the	the	DT
1436	1441	third	third	JJ
1442	1449	quarter	quarter	NN
1449	1450	.	.	.

1453	1456	Net	net	JJ
1457	1465	interest	interest	NN
1466	1472	income	income	NN
1473	1476	for	for	IN
1477	1480	the	the	DT
1481	1486	third	third	JJ
1487	1494	quarter	quarter	NN
1495	1503	declined	decline	VBD
1504	1506	to	to	TO
1507	1508	$	$	$
1508	1512	35.6	35.6	CD
1513	1520	million	million	CD
1521	1525	from	from	IN
1526	1527	$	$	$
1527	1531	70.1	70.1	CD
1532	1539	million	million	CD
1540	1541	a	a	DT
1542	1546	year	year	NN
1547	1550	ago	ago	RB
1550	1551	.	.	.

1552	1559	However	however	RB
1559	1560	,	,	,
1561	1573	non-interest	non-interest	JJ
1574	1580	income	income	NN
1581	1585	rose	rise	VBD
1586	1588	to	to	TO
1589	1590	$	$	$
1590	1594	23.5	23.5	CD
1595	1602	million	million	CD
1603	1607	from	from	IN
1608	1609	$	$	$
1609	1611	22	22	CD
1612	1619	million	million	CD
1619	1620	.	.	.

1621	1634	Third-quarter	third-quarter	JJ
1635	1639	loan	loan	NN
1640	1652	originations	origination	NNS
1653	1660	dropped	drop	VBD
1661	1668	sharply	sharply	RB
1669	1671	to	to	TO
1672	1673	$	$	$
1673	1676	663	663	CD
1677	1684	million	million	CD
1685	1689	from	from	IN
1690	1691	$	$	$
1691	1692	1	1	CD
1693	1700	billion	billion	CD
1701	1702	a	a	DT
1703	1707	year	year	NN
1708	1711	ago	ago	RB
1711	1712	.	.	.

1715	1723	Standard	Standard	NNP
1724	1725	&	&	CC
1726	1730	Poor	Poor	NNP
1730	1732	’s	's	POS
1733	1738	Corp.	Corp.	NNP
1739	1746	lowered	lower	VBD
1747	1750	the	the	DT
1751	1757	rating	rating	NN
1758	1760	on	on	IN
1761	1770	Crossland	Crossland	NNP
1770	1772	’s	's	POS
1773	1782	preferred	preferred	JJ
1783	1788	stock	stock	NN
1789	1791	to	to	TO
1792	1800	double-C	double-c	NN
1801	1805	from	from	IN
1806	1820	single-B-minus	single-b-minus	NN
1821	1824	and	and	CC
1825	1831	placed	place	VBD
1832	1834	it	it	PRP
1835	1837	on	on	IN
1838	1849	CreditWatch	CreditWatch	NNP
1850	1853	for	for	IN
1854	1862	possible	possible	JJ
1863	1870	further	further	JJ
1871	1880	downgrade	downgrade	NN
1880	1881	.	.	.

1882	1884	It	it	PRP
1885	1889	also	also	RB
1890	1896	placed	place	VBD
1897	1899	on	on	IN
1900	1911	CreditWatch	CreditWatch	NNP
1912	1915	for	for	IN
1916	1924	possible	possible	JJ
1925	1934	downgrade	downgrade	NN
1935	1940	other	other	JJ
1941	1951	securities	security	NNS
1951	1952	,	,	,
1953	1962	including	include	VBG
1963	1966	the	the	DT
1967	1983	double-B-minus/B	double-b-minus/b	NN
1984	1990	rating	rating	NN
1991	1993	of	of	IN
1994	2003	Crossland	Crossland	NNP
2003	2005	’s	's	POS
2006	2018	certificates	certificate	NNS
2019	2021	of	of	IN
2022	2029	deposit	deposit	NN
2030	2033	and	and	CC
2034	2037	the	the	DT
2038	2046	single-B	single-b	JJ
2047	2053	rating	rating	NN
2054	2056	of	of	IN
2057	2060	its	its	PRP$
2061	2067	senior	senior	JJ
2068	2080	subordinated	subordinate	VBN
2081	2088	capital	capital	NN
2089	2094	notes	note	NNS
2094	2095	.	.	.

2096	2101	About	about	IN
2102	2103	$	$	$
2103	2106	518	518	CD
2107	2114	million	million	CD
2115	2117	of	of	IN
2118	2122	debt	debt	NN
2123	2125	is	be	VBZ
2126	2134	affected	affect	VBN
2134	2135	.	.	.